21st Century Insurance Group (together with its subsidiaries, referred to
hereinafter as the "Company", "we", "us" or "our") is an insurance holding
company registered on the New York Stock Exchange (NYSE: TW).

We primarily market and underwrite personal automobile, motorcycle, and umbrella
insurance in California. We also provide personal automobile insurance in four
other western states (Arizona, Nevada, Oregon and Washington) and three
midwestern states (Illinois, Indiana and Ohio). We began offering personal auto
insurance in Illinois, Indiana and Ohio on January 28, 2004(1). Twenty-four
hours per day, 365 days a year, customers have the option to purchase insurance,
service their policy or report a claim over the phone directly through our
centralized licensed insurance agents at 1-800-211-SAVE or through our full
service Internet site at www.21st.com.  ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2004%2f02%2f11%2f0001015402-04-000437.html#FIS_BUSINESS"