AN INVESTMENT IN OUR COMMON SHARES INVOLVES SUBSTANTIAL RISKS AND UNCERTAINTIES.
WE ENCOURAGE YOU TO CAREFULLY REVIEW THE INFORMATION SET FORTH IN THIS ITEM I
UNDER THE CAPTIONS "RISK FACTORS" AND "INFORMATION REGARDING FORWARD-LOOKING
STATEMENTS" FOR A DESCRIPTION OF THESE RISKS AND UNCERTAINTIES.

We deliver reliable, scalable technology and solutions that allow mobile
network operators to rapidly deploy next-generation IP-based network and data
services. We were incorporated in 1997 and in 1999 we introduced our initial
financial services products and solutions. In 2001, we began offering our Alerts
and our Mobile Internet Gateway products to mobile network operators. In
October 2002, our products and solutions for mobile network operators were
re-branded as the X-treme family of products.  ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2004%2f03%2f16%2f0001047469-04-008153.html#FIS_BUSINESS"