ABC Bancorp (“ABC”) was organized as a bank holding company under the Federal
Bank Holding Company Act of 1956, as amended in 1981 (the “BHCA”), and the bank
holding company laws of Georgia.



ABC provides, through its commercial bank subsidiaries described below
(sometimes hereinafter referred to as “Banks”), banking services to individuals
and businesses in Southern Georgia, Southeastern Alabama and Northern Florida.
ABC’s executive office is located at 24 2nd Avenue, S.E., Moultrie, Georgia
31768, its telephone number is (229) 890-1111 and its Internet address is
http://www.abcbancorp.com. As a registered bank holding company, ABC is subject
to the applicable provisions of the Federal Bank Holding Company Act and the
Georgia Bank Holding Company Act, as well as to supervision by the Board of
Governors of the Federal Reserve System, the Federal Deposit Insurance
Corporation and the State of Georgia Department of Banking and Finance.  ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2004%2f03%2f15%2f0001193125-04-041648.html#FIS_BUSINESS"