We are a leading retailer of financial services, including check cashing,
short-term consumer loans and bill payment services. As of June 30, 2004, we had
a total network of 1,230 stores in 36 states and the District of Columbia,
consisting of 1,026 company-owned stores and 204 franchised stores. This makes
us the largest owner, operator and franchisor of check cashing stores in the
United States and one of the largest providers of short-term consumer loans,
also known as payday loans. We focus on serving unbanked and underbanked
consumers, many of whom seek alternatives to traditional banking relationships
in order to gain convenient and immediate access to check cashing services and
short-term consumer loans. We seek to develop and maintain the largest network
of stores in each of the markets where we operate.  ... More..."http://secfilings.nasdaq.com/edgar_conv_html%2f2004%2f09%2f10%2f0000950134-04-013478.html#FIS_BUSINESS"